(BPT) - Life constantly changes and no one can predict the future, which is why life insurance offers peace of mind that your loved ones are protected financially should anything happen to you. There are many life insurance options available, which is beneficial because that means you can find the best one for your needs and budget.
While the global pandemic has put the question of mortality front and center and has more people seeking information, life insurance is really an evergreen need as there’s always value in protecting your loved ones.
×
Javascript is required for you to be able to read premium content. Please enable it in your browser settings.
kAm%@ 96=A J@F 36EE6C F?56CDE2?5 =:76 :?DFC2?46[ 7:?2?4:2= 6IA6CE $2=6?6 w:E494@4<\v62C[ AC6D:56?E @7 x?5:G:5F2= {:76 x?DFC2?46 2E !CF56?E:2=[ 2?DH6CD E@A BF6DE:@?D 2?5 AC@G:56D 8F:52?46 D@ J@F 42? >2<6 E96 C:89E 49@:46 7@C J@FC A6CD@?2= D:EF2E:@?ik^Am
kAmkDEC@?8m(9J 86E =:76 :?DFC2?46nk^DEC@?8mk^Am
kAm{:76 :?DFC2?46 :D 2? :?G6DE>6?E :? J@FC =@G65 @?6D’ 7FEFC6D] s6A6?5:?8 @? E96 D:K6 @7 E96 A=2?[ =:76 :?DFC2?46 42? 96=A A2J 7@C 2?JE9:?8 7C@> 7F?6C2= 6IA6?D6D 2?5 4@DE @7 =:G:?8 E@ @FEDE2?5:?8 3:==D 2?5 C6E:C6>6?E] xE 42? 6G6? 36 56D:8?2E65 2D 2 492C:E23=6 8:7E E@ 2 42FD6 4=@D6 E@ J@FC 962CE]k^Am
kAmp?5 2>:5 2 8=@32= A2?56>:4[ E96 ?665 7@C =:76 :?DFC2?46 92D 364@>6 G6CJ 4=62C] %96C6VD 2? :?4C62D6 :? 2H2C6?6DD 23@FE E96 :>A@CE2?46 @7 =:76 :?DFC2?46 2D ``T @7 E96 86?6C2= A@AF=2E:@? 92D 6IAC6DD65 :?E6C6DE :? 6IA2?5:?8 E96:C =:76 :?DFC2?46 4@G6C286 D:?46 E96 @?D6E @7 E96 A2?56>:4[ 244@C5:?8 E@ !CF56?E:2=VD =2E6DE u:?2?4:2= (6==?6DD r6?DFD] x? 255:E:@?[ E9:D 7:8FC6 ?62C=J 5@F3=6D 7@C q=24< p>6C:42?D[ 2?5 r~'xs\`h 92D 5:DAC@A@CE:@?2E6=J 27764E65 E9:D A@AF=2E:@? :? >2?J H2JD]k^Am
kAmt?DFC:?8 J@FC 7:?2?4:2= 9@FD6 :D :? @C56C 42? AC@G:56 D@>6 A6246 @7 >:?5 5FC:?8 2? @E96CH:D6 EFC3F=6?E E:>6] {:76 :?DFC2?46 42? 36 2 AFC492D6 E92E 5@6D?’E 3C62< E96 32?<[ 3FE <66AD A6@A=6 AC@E64E65 7C@> 724:?8 D6C:@FD 7:?2?4:2= 92C5D9:A]k^Am
kAmkDEC@?8m(92E 2C6 E96 5:776C6?E EJA6D @7 =:76 :?DFC2?46nk^DEC@?8mk^Am
kAmu@FC @7 E96 >2:? EJA6D @7 =:76 :?DFC2?46 :?4=F56 E6C>[ H9@=6 =:76[ F?:G6CD2= =:76 2?5 G2C:23=6 F?:G6CD2= =:76] %6C> =:76 :?DFC2?46 :D D6=64E65 7@C 2 DA64:7:65 E6C>[ DF49 2D `_[ `d @C a_ J62CD[ 2?5 @776CD 4@G6C286 5FC:?8 E9:D A6C:@5] (9@=6 =:76 :?DFC2?46 :D :?E6?565 E@ 4@G6C J@FC 6?E:C6 =:76 DA2?[ 2?5 A=2?D 3F:=5 42D9 G2=F6] &?:G6CD2= =:76 :D 2=D@ :?E6?565 E@ 4@G6C J@FC 6?E:C6 =:76[ 3FE H:E9 >@C6 7=6I:3=6 AC6>:F>Dj AC6>:F>D A2:5 :? 6I46DD @7 E96 A@=:4J 492C86D 42? 62C? :?E6C6DE E@ 3F:=5 42D9 G2=F6] '2C:23=6 F?:G6CD2= =:76 :D D:>:=2C E@ F?:G6CD2= =:76 3FE E96 A@E6?E:2= E@ 244F>F=2E6 42D9 G2=F6 :D 32D65 @? 6BF:EJ A6C7@C>2?46]k^Am
kAm(96? D9@AA:?8 7@C =:76 :?DFC2?46[ :E’D 2 8@@5 :562 E@ DA62< H:E9 2 7:?2?4:2= AC@76DD:@?2= E@ F?56CDE2?5 H9:49 A=2? H@F=5 36DE DF:E J@FC ?665D]k^Am
kAmkDEC@?8m(96? :D E96 36DE E:>6 E@ 86E =:76 :?DFC2?46nk^DEC@?8mk^Am
kAm{:76 :?DFC2?46 >2J 36?67:E J@FC 7:?2?4:2= A=2?D 2E 2?J 286 @C DE286 @7 =:76] w6C6 2C6 D@>6 6I2>A=6D @7 H9J =:76 :?DFC2?46 :D :>A@CE2?E E92E J@F >2J ?@E 92G6 E9@F89E 23@FEik^Am
kF=mk=:m*@F?8[ D:?8=6 2?5 7C6D9 @FE @7 4@==686[ =:76 :?DFC2?46 42? 96=A A2J 7@C J@FC DEF56?E =@2?D E92E J@FC A2C6?ED 4@D:8?65 D@ E96J 2C6?’E DEF4< H:E9 E92E 563E :7 D@>6E9:?8 92AA6?D E@ J@F]k^=:mk=:mx7 J@F’C6 >2CC:65 2?5^@C 92G6 2 49:=5[ =:76 :?DFC2?46 42? 4@G6C E96 4@DE @7 J@FC >@CE8286 2?5 96=A A2J 7@C C2:D:?8 49:=5C6?] xE >:89E 6G6? 96=A A2J E96 4@DE @7 4@==686 EF:E:@? H96? E96J’C6 8C@H?]k^=:mk=:mx7 J@F’C6 D9:7E:?8 J@FC 7@4FD E@ C6E:C:?8[ =:76 :?DFC2?46 42? 96=A J@F =62G6 2 =6824J E@ J@FC =@G65 @?6D H96? J@F 368:? E@ E2A :?E@ D2G:?8D 27E6C J@F DE@A H@C<:?8]k^=:mk^F=m
kAmkDEC@?8m$9@F=5 J@F AFC492D6 =:76 :?DFC2?46 @?=:?6 @C H:E9 2? 25G:D@Cnk^DEC@?8mk^Am
kAm*@F 42? 5@ 6:E96C[ @C 2 4@>3:?2E:@? @7 3@E9[ 56A6?5:?8 @? J@FC AC676C6?46] u@C 6I2>A=6[ 7@C E9@D6 =@@<:?8 E@ C6D62C49 2?5 AFC492D6 @?=:?6[ D@>6 42CC:6CD[ :?4=F5:?8 !CF56?E:2=[ 92G6 E6C> =:76 :?DFC2?46 2G2:=23=6 7@C AFC492D6 @?=:?6]k^Am
kAm*@F >2J 2=D@ 564:56[ 2D >2?J 5@[ E@ C6D62C49 J@FC @AE:@?D @?=:?6 2?5 F=E:>2E6=J 4@?DF=E H:E9 2 7:?2?4:2= AC@76DD:@?2= E@ 56E6C>:?6 2 7:?2= AFC492D:?8 564:D:@?]k^Am
kAmu@C E9@D6 H9@ AC676C E@ H@C< 6I4=FD:G6=J H:E9 2 =:G6 A6CD@?[ J@F 42? 2=H2JD 7:?5 2 7:?2?4:2= AC@76DD:@?2= E@ 5:D4FDD J@FC 36DE =:76 :?DFC2?46 @AE:@?D 2?5 AFC492D6 E96 C:89E A@=:4J]k^Am
kAmkDEC@?8mxD 2? 6>A=@J6C\DA@?D@C65 A=2? 256BF2E6nk^DEC@?8mk^Am
kAmx7 J@F 2C6 H@C<:?8[ J@FC 6>A=@J6C >2J @776C J@F E96 @AE:@? E@ AFC492D6 =:76 :?DFC2?46 2D A2CE @7 J@FC 36?67:ED A24<286] s6A6?5:?8 @? J@FC DA64:7:4 D:EF2E:@?[ E96D6 A=2?D 4@F=5 36 6?@F89 7@C J@FC ?665D] yFDE >2<6 DFC6 J@F F?56CDE2?5 4@G6C286[ 2D >2?J @7 E96D6 >2J 36 32D:4 A=2?D H:E9 32C6\3@?6D 762EFC6D] *@F >2J H2?E E@ 4@>A2C6 @AE:@?D @C AFC492D6 DFAA=6>6?E2= =:76 :?DFC2?46 :?56A6?56?E=J E@ 6?DFC6 J@F’C6 4@G6C65 256BF2E6=J]k^Am
kAmkDEC@?8mw@H >F49 :D ?66565nk^DEC@?8mk^Am
kAm%96 36DE H2J E@ 56E6C>:?6 E96 2>@F?E ?66565 H@F=5 36 E@ 4@?D:56C H92E 6IA6?D6D J@FC 72>:=J H@F=5 92G6 :7 D@>6E9:?8 92AA6?65 E@ J@F[ 2?5 9@H E96J H@F=5 36 23=6 E@ 4@?E:?F6 6?;@J:?8 E96:C 4FCC6?E BF2=:EJ @7 =:76 :7 J@F H6C6 8@?6] u:?2?4:2= AC@76DD:@?2=D 2?5^@C @?=:?6 =:76 :?DFC2?46 42=4F=2E@CD 42? 96=A H:E9 E96 >2E9[ E@@]k^Am
kAm#682C5=6DD @7 H96C6 J@F 2C6 :? J@FC 7:?2?4:2= H6==?6DD ;@FC?6J — H96E96C J@F’C6 ;FDE DE2CE:?8 @FE @C ?62C:?8 C6E:C6>6?E — =:76 :?DFC2?46 42? 36 2? :>A@CE2?E A2CE @7 2 9@=:DE:4 7:?2?4:2= A=2?]k^Am
kAm`_bhgha\____`\__k^Am
kAmk:>8 DC4lQ9EEADi^^HHH]3C2?5A@:?E4@?E6?E]4@>^AC:?ED:E6^x>286(C:E6C]2D9In>6>36C:5lfac`fU2>Aj2CE:4=6:5lbdha`Q 3@C56ClQ_Q H:5E9lQ`Q 96:89ElQ`Q ^mk^Am
