4 driving tips that can help save lives and lower your insurance rate

(BPT) - Bad driving habits aren’t just obnoxious, they’re also dangerous — motor vehicle crashes are a leading cause of death in the U.S., with more than 38,000 people having lost their lives and nearly 4.4 million injured in collisions in 2019, according to the National Safety Council.

“Many car collisions are entirely preventable,” said Kevin Quinn, vice president of claims and customer experience at Mercury Insurance. “The simple solution is for drivers to be responsible, obey traffic laws and stay focused on the road. Don't play with your phone while you're driving, don't speed and don't drink and drive. And if you practice these things regularly and keep your driving record free of accidents and traffic violations, it could lower auto insurance rates. ”